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  • Low Documentation (or No documentation) loans are designed for the self-employed or small company borrower whose financial statements may not be available for many different reasons (eg Accountant hasn't completed their financials). The borrower must have a sizeable deposit or equity in existing real estate property. Generally, most lenders lend a maximum of 80% of the property value with mortgage insurance applying above 60%.


    These loans are usually a variable rate and offer most of the features and benefits attached to the lender's standard variable rate loan product. A Low Document Loan can be just as competitive as a full documentation loan, however they provide less hassle as the borrower doesn't have to provide the lender income documentation.


    Home Loans Non-conforming Loans Car/Equipment Loans
    Standard Variable Credit Impaired Hire Purchase
    Basic Variable Low Document Loans Finance Lease
    Introductory (Honeymoon) Second Mortgages
    Fixed Rate Loan
    Refinancing
    Bridging Loan
    Business Finance Investment Property Other Loans
    Commercial Mortgages Why is an Investment Property a Good Strategy ? Line of Credit
    Short Term Business Loans Negative Gearing Reverse Mortgages
    Medium-Long Term Business Loans Capital Gains Tax