Mortgage refinancing is a process of renegotiating your original mortgage agreement.
With the lending sector constantly changing and lenders constantly enhancing their products to attract new customers, existing customers are left behind, often with products that are no longer as well placed in the market as they once were. It is always important to keep an eye on how your mortgage stacks up against current market leaders and having a mortgage broker can simplify this for you.
While there are inherent costs in altering your existing mortgage you must compare these to the savings made over the entire term of your loan.
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